Hey!
Do you want to learn how to stick to your holiday budget?
The holidays are here, and you may have a lot of expenses and spending on your horizon.
The average person spends around $900 on gifts during the holiday season.
And, this doesn't even include other holiday spending that you may have, such as travel, food, decorations, and so on. There are also other expenses many people forget to budget for, like stamps, cards, shipping, etc.
According to a survey, American consumers took on an average $1,325 worth of holiday debt in 2019.
That is a lot of debt to take on for holiday spending. And, the same study found that holiday debt has gone up by 34% since 2015.
If you are thinking that taking on debt for the holidays is okay, remember you have to think about the interest and finance charges that you will accrue as well. This can impact your credit score, your credit history, and more.
The holidays mean different things for different people, but for most everyone, it's about celebrating with the people you love and care about – not debt. Going into debt for gifts just adds stress and it takes away from the true meaning of the holiday season.
One of the best ways to avoid debt during the holiday season is to learn how to stick to a holiday budget, and today I'm going to help you learn how to do exactly that.
Sticking to a holiday budget can help keep you out of debt so you can focus on having a happier holiday season instead of one that adds financial stress.
Please head to How To Stick To Your Holiday Budget & Avoid Debt to read the full article.
Thanks!
João
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- 18 Of The Best Ways To Make Extra Money For The Holidays
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"The best day of your life is the one on which you decide your life is your own. No apologies or excuses. No one to lean on, rely on, or blame. The gift is yours -- it is an amazing journey -- and you alone are responsible for the quality of it. This is the day your life really begins." -- B Moawad, author
From: Michelle Schroeder-Gardner <michelle@makingsenseofcents.com>
Date: Mon, Nov 2, 2020 at 9:52 AM
Subject: How To Stick To Your Holiday Budget & Avoid Debt
To: joaoa <joaoa.desilva2016@gmail.com> & AutoPost2blogspot
Michelle from Making Sense of Cents
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