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From: International Living <webeditor@internationalliving.com>
Date: Sat, May 13, 2017 at 1:09 PM
Subject: "Winning the Lottery Without Paying for the Ticket"
To: JOAOA.DESILVA2016@gmail.com
| Never miss an article from International Living:  International Living Postcards—your daily escape Dear International Living Reader, One third of U.S. citizens believe that the only way to become financially secure is to literally win the lottery...a feat with odds of about 292 million to one. I don't know about you, but that doesn't seem like a safe bet to me. S.D. and his wife, Bobi, don't need to rely on the longest of long shots to be financially secure and happy in their retirement. They achieved the same result by moving to Panama's Puerto Armuelles. Read their story below...
Declan Aylward P.S. Did you know it's possible to improve your health, live longer, and feel younger...all while slashing your healthcare costs? That's the secret of the real-life "Fountain of Youth" ...and we've discovered where it is. All the details are here. * * * "Winning the Lottery Without Paying for the Ticket" "Winning the lottery without paying for the ticket." That's how S.D. Williams, 55, and his wife Bobi, 53, feel about their decision to retire to Panama in 2011. Their two-story house, with its large, ocean-side balcony, sits on an acre of prime real estate. Birds flutter through tropical flowers, as mangos drop from the nearby trees. The scent of lemon drifts on the morning breeze. From the balcony, they can enjoy sunrise coffee looking out onto the tranquil beach. The Pacific Ocean glitters in the sun, as does the water of their swimming pool. And this stunning home cost them just $150,000, all told. "A comparably sized lot back in Miami, without the house, would have cost us close to $3 million," says S.D. The couple have made their perfect retirement in the town of Puerto Armuelles. "Here we see the sun rise over the Pacific," says S.D. The beaches are long and quiet, with only the occasional fishing boat passing near the shore. S.D. says that, for their household, which includes his brother Peter, $800 a month is "get-by living," while $1,400 is very comfortable. Luxurious living, including a full-time staff and eating out regularly, would set them back about $2,100 a month. "For $28 a month, we have internet and phone service; back home that would be closer to $80 to $120 a month," says S.D. "You just can't beat the affordability of Puerto Armuelles. Our trash service is a mere $3 a month. And even with the pool, our water bill is only $48 a year." (They do receive a small discount due to their Pensionado status.) "Compared to our life in Miami, Puerto is everything we were looking for. I spent the last few years in Miami retired. I got serious about fishing, but after a year on the circuit, I decided fishing had turned into work, and so I gave it up. Here in Puerto I fish for fun, we enjoy cooking fish, and Bobi no longer has to work. She can enjoy her days in the pool, overlooking the ocean." The couple knew that a retirement like this was not possible for them in Miami. "People used to work and then retire. These days in the States, you can't afford to retire and still live a quality life. You can work your whole life and then it's all gone. It's not like it was for generations in the past," says S.D. Determined to enjoy their golden years as they had dreamed, they began their search for paradise. The couple investigated seven countries around the globe. But in the end, they decided Panama, with its Pensionado program (and all the discounts that come with it), strong infrastructure, and stable government, was the best choice for them. "We wanted a stable place to call home. Panama has the Canal, which is an integral part of the economy, and they use the dollar. So the choice was made simple," says S.D. Puerto Armuelles (home to around 20,000 people) has a variety of local vendors selling fruit and vegetables, as well as a fresh seafood market. It's also home to several grocery stores with many familiar North American items. The plethora of fresh seafood for sale provides ample opportunities for S.D. to indulge his passion for cooking. Every year, he invites both locals and expats for Thanksgiving turkey. "Thanksgiving, well, it's my way of saying 'thank you' to all the people that have made that year easier and better than the last. After the often stifling heat of Miami, the weather in Puerto Armuelles is another added benefit. Average temperatures here range from 70 F to 88 F, depending on the time of year. There are basically two seasons, dry and wet, "just like Miami, without those couple of days where the temperatures drop into the 50s F and you are freezing," says S.D. Six years later, S.D. and Bobi are still enjoying every day of their retirement in Puerto Armuelles. "I told the grandbabies' parents to get the kids passports," says S.D. "I love them and would love to spoil them rotten, but I am in no hurry to leave Panama." Editor's note: S.D. and Bobi found a way to live a relaxed retirement that just wasn't possible in the U.S. But there are much bigger secrets waiting to be discovered in the world...like the "Fountain of Youth." No, not the mythical story...but a real-life way to live a longer and healthier life—a secret the pharmaceutical companies will never tell you about because it doesn't involve their expensive drugs. We want to tell you the secret... Find out more here. --Advertisement-- How to Get Paid to Live Overseas... Speak English and earn an income (no experience necessary)... The quickest and easiest way to turn your hobbies into a $10,000 pay day... Get a six–figure, live–abroad income from writing letters...and more. Find out which one of these live-anywhere incomes is perfect for you.
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